Permanent Life Insurance

Permanent Life Insurance

Permanent Life Insurance provides life-long protection as long as you continue to pay premiums. The premiums are based on your age at the time of purchase, and generally remain level.

Though permanent life insurance is often more expensive than term life insurance, permanent insurance accumulates cash value during the span of your life. Due to the level premiums and accumulation of cash values, permanent life insurance is a good choice for long-term coverage.

What Is Permanent Life Insurance?

Permanent life insurance is a constant and continual insurance policy that will never expire, provided that you continue to pay your premiums. With permanent life insurance part of your premium goes towards paying for your death benefit and the other part goes into a separate account that you can access if need be.

The proceeds of many permanent life insurance policies can be used to ease the financial burden of catastrophic illness, terminal illness or long-term care. These accelerated benefits may be offered as part of the basic policy or as a rider to an existing policy.

Don't know what type of life insurance is right for you? Contact your Denver Insurance agent for a free quote today.

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Phone Address303.477.6500

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Denver, CO 80211

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